Balnei & Colina | Renovation Finance Solution | Balnei & Colina

Flexible, affordable payment plans

A Simple Finance Solution for all your home renovation needs

We have partnered with our friends at HandyPay to make accessing simple, affordable finance easier - so you can turn your house into a home today!



Kickstart your renovation project


Get Started

An enquiry will not impact your credit score

Who can apply?

Must be over 18 years

Australian Permanent Resident or Australian Citizen

Must receive employment income

Must be for consumer use only

How it works

Engage Balnei & Colina for 
your reno project

Finance Approved Approved in seconds and deposit paid

Renovation Begins - one step closer to transforming your home

Register Your Interest
  • Renovate NOW, Why wait?

    Click get started and receive a decision in seconds
    Apply Now
  • Transform your home today

    Once Approved, Handypay will cover the upfront cost of your purchase
    Learn More
  • Simple & Convenient

    Repayments are conveniently scheduled in line with your renovation contract payment terms
    Register Your Interest
  • Renovate NOW, Why wait?

    An enquiry will not impact your credit score
    Get Started
  • Transparent Fee Structure

    No early exit or repayment fees.
    Learn More

What interest will I pay?


Eligible applicants can receive a special discount rate - please refer to the HandyPay website for current interest rate and fee information.



Get Started
An enquiry will not impact your credit score


Target Market Determinations can be accessed here. OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 holds Australian Credit Licence number 488228.

OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 trading as Handypay | Australian Credit License 488228. Credit is subject to OurMoneyMarket Lending's standard terms and conditions and lending criteria - P 1300 990 115 -

Balnei & Colina Finance Terms & Conditions Apply - please read and refer to applicable Balnei & Colina Finance Terms & Conditions before considering HandyPay Finance options


Important things you need to know

This is a Disclaimer

The information contained on this website is for general use only. It should not be taken as constituting professional advice from Balnei & Colina. Balnei & Colina is not a financial adviser. Consider seeking independent legal, financial, taxation or other advice to check how the website information relates to your unique circumstances. Balnei & Colina is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this financial service.

Calculators & Tools - Calculators and tools available via HandyPay are provided for your information and to illustrate scenarios. The results should not be taken as a substitute for professional advice.

All reasonable care has been taken in preparing finance option; however, Balnei & Colina provides no warranties and makes no representation that the information provided by HandyPay service is appropriate for your particular circumstances or indicates you should follow a particular course of action.


We link to HandyPay external site for your convenience. We are selective about which external sites we link to, but we do not endorse external sites. When following links to the HandyPay websites, we encourage you to examine the copyright, privacy and disclaimer notices on those websites.

Balnei & Colina - Finance Terms & Conditions Apply

How Can We Help?

From an entire interior home renovation, to a new kitchen, we take care of everything. Call us today on 1300 450 320 or leave your details below to book your custom design consultation.

Complimentary Design Consultation?

Drag or click to upload images or documents relating to your project

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